EXPLORE OUR FINANCING OPTIONS*Apply Online or In-Store, and Get Financing Today*
We offer convenient in-store financing on your purchase.
*Subject to credit approval. Restrictions apply. See store for details.
Promotional Financing is Available* with the Synchrony HOME™ Credit Card.
LEARN MORE Apply Now*Subject to credit approval. Restrictions apply. See store for details.
Snap Finance
Big purchase or unplanned expense? Snap Finance can help. Snap offers lease-to-own financing that empowers credit-challenged shoppers with the buying power to get what they need, now. Snap was founded on the principle that you should thrive with financing that’s accessible, affordable, and completely transparent. The application is EASY, and you’ll find out in seconds if you’ve been approved.
To apply, you’ll need to:
- Be of legal age to enter into a contract
- Have a steady monthly income
- Have an active checking account
- Provide a valid email address and mobile phone number
That’s it! You can apply online, text [Your Merchant ID] to 48078, or we can help you in-store. Snap offers flexible payment options that fit your pay schedule, so it’s convenient too! With approvals up to $5,000 — get what you need TODAY with Snap!
Apply NowFrequently Asked Questions
Sargent Appliance offers two financing options: the Synchrony HOME™ Credit Card, which provides promotional financing for larger purchases, and Snap Finance, a lease-to-own program for shoppers who may not qualify for traditional credit. Both can be applied for online or in-store at any Sargent Appliance location.
The Synchrony HOME™ Credit Card is a store credit card that offers promotional financing on appliance purchases at Sargent Appliance, subject to credit approval. You can apply online before you shop or in-store at checkout.
Snap Finance is a lease-to-own financing option designed for shoppers who may be credit-challenged. It lets you get the appliances you need now and pay them off over time, with approvals available up to $5,000.
No. While the Synchrony HOME™ Credit Card requires credit approval, Snap Finance is built specifically for customers with limited or less-than-perfect credit, making financing accessible to a wider range of shoppers.
To qualify for Snap Finance you must be of legal age to enter a contract, have a steady source of monthly income, hold an active checking account, and provide a valid email address and mobile phone number.
Snap Finance approvals at Sargent Appliance go up to $5,000, depending on eligibility.
You can apply for financing three ways: online through the Sargent Appliance financing page before you visit, in-store at any of their three Michigan locations, or by texting the merchant ID to 48078 to start a Snap Finance application from your phone.
Yes. For Snap Finance, you can text the merchant ID to 48078 to begin your application directly from your mobile phone, in addition to applying online or in-store.
Yes. All financing is subject to credit approval and restrictions apply; specific promotional terms and conditions are available in-store or through each lender's application process.